Lost / Missing / Unclaimed Credit Union Account Search
Credit union accounts may be considered abandoned if a deposit or withdrawal is not made over a period of time, generally one to five years. This can be true even in cases where CDs automatically roll-over.
Have you lost track of a savings account, certificate of deposit (CD), or safe deposit box? Did you – or a deceased family member – have unclaimed money at a credit union that moved or changed name? Teachers, trade union members and other employees often neglect to claim credit union funds on retirement or termination of employment.
Don’t assume that because your credit union no longer exists that unclaimed funds are lost forever. Your inactive account may have been transferred to a new institution after a merger or acquisition.
You may be entitled to collect insurance proceeds – currently up to $250,000 per account – from government regulators even if a credit union failed and closed its doors. Over fifty credit unions have closed their doors in just the last three years. Government regulators responsible for oversight of credit unions have paid out more than $331 million to well over 100,000 members of failed credit unions.
Unclaimed money may be recovered after years of inactivity, even if a passbook is lost or destroyed, but you must act promptly to safeguard your interest, as some claims are subject to time limits. To trace an unclaimed credit union share, lost certificate of deposit or missing safe deposit box complete the form below.