Bank & Credit Union Missing Money Search – Find a lost account, CD or IRA
Bank accounts may be considered unclaimed in the eyes of the law if a deposit or withdrawal is not made over an extended period, generally one to three years. This can also occur when a statement or other official bank correspondence is returned by the post office as undeliverable, and when you allow a Certificate of Deposit (CD) to automatically rollover.
Accounts are often lost after the untimely death of a family member, name changes following marriage or divorce, expiration of a mail forwarding order after a move, and as a result of computer or clerical errors.
Did you or a family member have unclaimed money at a bank that moved, changed its name or closed? Don’t assume that because your bank, savings and loan or credit union no longer exists that unclaimed funds are lost. Your account may have been transferred to a successor bank or a government custodian after a merger or acquisition.
Even if your bank failed and closed its doors, you may still be entitled to collect insurance proceeds – up to $250,000 per account – from government regulators. Unclaimed money may be recovered after years of inactivity, even if a passbook is lost or destroyed, but you should act promptly to safeguard your rights, as some claims are subject to time limits.
To trace an unclaimed bank account, credit union share, or lost certificate of deposit go to: Bank Account Search . To search for an missing credit union account go to: Credit Union Account Search . To locate a lost safe deposit box go to: Safe Deposit Box Search .